An AI-native agency: our team of AI agents works your insurance 24/7, from first call to final quote Calls answered 24/7 by Sarah, our AI assistant: no voicemail, no hold music Sarah takes your full quote application over the phone, any time of day Missing a document? Sarah emails you a checklist so your quote keeps moving Our AI agents shop hundreds of carriers AI compares your current policy declarations with every new quote, line by line: a check most agencies skip Our AI agent team spots coverage gaps and underinsurance right away, so we can recommend the fix Run on our own AI insurance platform, Agenient Founded by a 30-year insurance veteran Local to Cape Coral, Fort Myers and all of Southwest Florida

Cape Coral Insurance Agency: Home, Auto & Business Insurance

Serving Cape Coral, Fort Myers, and Southwest Florida with competitive rates and exceptional service.

โœ“ Calls Answered 24/7 by AI
โœ“ AI Agents Shop Hundreds of Carriers
โœ“ No Obligation Quotes

Get Your Free Quote

We respect your privacy. Your information is secure and will not be shared.

Insurance Solutions for Every Need

Comprehensive coverage options tailored to your life and business

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Auto Insurance

Protect your vehicle and your family with competitive auto insurance rates from top carriers.

  • Liability Coverage
  • Collision & Comprehensive
  • Uninsured Motorist
  • Multi-car Discounts
Get Auto Quote
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Home Insurance

Safeguard your biggest investment with comprehensive homeowners insurance coverage.

  • Dwelling Coverage
  • Personal Property
  • Liability Protection
  • Hurricane Coverage
Get Home Quote
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Commercial Insurance

Comprehensive business insurance solutions to protect your company and employees.

  • General Liability
  • Workers Compensation
  • Commercial Property
  • Business Auto
Get Business Quote
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Life Insurance

Secure your family's financial future with affordable life insurance protection.

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life
  • Final Expense
Get Life Quote
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Health Insurance

Access quality healthcare with comprehensive health insurance plans for individuals and families.

  • Individual Plans
  • Family Coverage
  • ACA Marketplace Plans
  • Short-Term Health
Get Health Quote
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Medicare Insurance

Navigate Medicare with confidence. Find the right Medicare plan for your healthcare needs.

  • Medicare Advantage
  • Medicare Supplement
  • Part D Prescription
  • Medicare Enrollment
Get Medicare Quote

Homeowners policies do not cover flood. With Cape Coral's canals and the Gulf next door, see our guide to flood insurance in Cape Coral.

Why Choose Metro Point Insurance?

Your trusted insurance partner in Southwest Florida

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Fast Response

Sarah, our AI assistant, answers every call in seconds, 24/7. No voicemail, no hold music.

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Multiple Options

Our AI agents shop hundreds of carriers to find you the best coverage at the best price.

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Local Expertise

Based in Cape Coral, we understand Florida's unique insurance requirements and challenges.

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Competitive Rates

Our multi-carrier approach ensures you get competitive pricing without sacrificing coverage.

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Applications by Phone

Sarah takes your full quote application over the phone, any time, and emails you a checklist of anything still missing.

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AI Coverage Review

Our AI agents compare your current policy declarations with every new quote, line by line, and flag gaps and underinsurance.

Serving Southwest Florida

Proud to serve our local community with exceptional insurance services

We Serve:

  • Cape Coral
  • Fort Myers
  • Naples
  • Bonita Springs
  • Estero
  • Lehigh Acres
  • Sanibel & Captiva
  • Fort Myers Beach
  • Punta Gorda
  • Port Charlotte

As a locally-based independent insurance agency, Metro Point Insurance understands the unique insurance needs of Southwest Florida residents and businesses.

Whether you're protecting your home from hurricanes, insuring your vehicle, or covering your business, we have the local knowledge and carrier relationships to get you the right coverage at the right price.

Serving Lee County, Collier County, and Charlotte County with pride.

Ready to Save on Insurance?

Get your free, no-obligation quote today and see how much you can save