Our Mission

To provide Southwest Florida families and businesses with exceptional insurance coverage at competitive rates, backed by fast, personalized service and local expertise.

Meet Patrick Stabell

Patrick Stabell, founder of Metro Point Insurance Services

Patrick Stabell is the founder of Metro Point Insurance Services, an AI-native independent insurance agency serving Cape Coral, Fort Myers, and all of Southwest Florida. The agency runs on Agenient, the AI-native agency platform Patrick built at Metro Point Technology. With years of experience in the insurance industry and a deep understanding of Florida's unique insurance needs, Patrick founded Metro Point Insurance Services to provide a better insurance experience.

Patrick built the agency so AI agents handle every step, from the first call to the final quote. Sarah answers 24/7 and takes your application, the agents shop hundreds of carriers, and every new quote is checked line by line against your current declarations for gaps and underinsurance.

Licensed in Florida | Independent Agent | Hundreds of Carriers

More about Patrick Stabell at patrickstabell.com and on LinkedIn.

Why Choose an Independent Agent?

Captive Agents

  • ❌ Represent ONE insurance company
  • ❌ Limited to one carrier's products
  • ❌ Can't shop around for best rate
  • ❌ May not have coverage you need

Independent Agents

  • ✅ AI agents shop hundreds of carriers
  • ✅ Compare rates to find best deal
  • ✅ Access to specialized coverage
  • ✅ Work for YOU, not the carrier

Our Carrier Partners

We work with top-rated insurance companies to bring you the best coverage options:

Travelers
Progressive
Hartford
Chubb
Nationwide
Liberty Mutual
And 15+ More

The Metro Point Insurance Difference

1

Answered 24/7

Sarah, our AI assistant, answers every call in seconds, day or night, and takes your full quote application.

2

AI Coverage Review

Our AI agents compare your current policy declarations with every new quote, line by line, and flag gaps and underinsurance.

3

Local Expertise

Based in Cape Coral, we understand Florida's unique insurance challenges including hurricane coverage, flood insurance, and sinkhole requirements.

4

Competitive Rates

Our AI agents shop hundreds of carriers to find you the best coverage at the best price. No obligation quotes, always.

Proudly Serving Southwest Florida

We serve individuals, families, and businesses throughout:

📍 Cape Coral
📍 Fort Myers
📍 Naples
📍 Bonita Springs
📍 Estero
📍 Lehigh Acres
📍 Sanibel Island
📍 Fort Myers Beach
📍 Punta Gorda
📍 Port Charlotte

Lee County | Collier County | Charlotte County

Ready to Get Started?

Get your free, no-obligation insurance quote today

Get Free Quote Call or Text (239) 439-2500